About Us
Financial advice that’s tailored to your lifestyle.
CUSTOM FINANCIAL SOLUTIONS THAT ARE TRULY CUSTOM
I’m obsessed with the concept of Bespoke, can you tell?
Have you ever had a garment, or a pair of shoes that fit perfectly, like it was made exclusively for you? Try to recall that feeling.
In that moment your experience with mass produced (dare we call it junk?) items went out the window. Once you’ve had a taste of artisanal quality, it’s hard to appreciate anything else.
Maybe you’re thinking… “yeah but isn’t that going to cost a LOT more? Why should I pay a premium when the shop down the street will do it for free?”
Think back to that ‘perfect fit’ item. Odds are, it’s lasted a lot longer than its cookie cutter knockoffs, hasn’t it? If we’re candid, and we added up the cost of repeatedly replacing an inexpensive version, we’d likely find that it was both more expensive than doing it right the first time, and the experience was, let’s say… lacking.
One of my philosophies is that if we’re going to have to have a tough conversation, we should do it sooner, rather than later. We navigate it gracefully, and I’d dare say it’s something my clients love about me.
Proactive planning is worth the price of admission. Have you ever had the experience of finding out that you overpaid for something you didn’t need to? Perhaps you missed out on an opportunity that you simply didn’t know was available. What would you have paid to avoid that?
I help individuals, families and businesses create custom tailored (seriously) plans so they can do it right the first time and avoid missing out on opportunities or overpaying for things they didn’t have to – (Taxes, we’re talking about taxes.)
“Moderately conservative risk tolerance? This fund family is perfect for you…” does this sound familiar? They have an inherently inductive approach, they’re focused on putting you into their box, to paraphrase an old idea – “When you’re a hammer, everything looks like a nail.” Whether it’s ‘proprietary products,’ sales goals, or middle management working towards a bonus, the old guard has a conflict of interest they don’t want to talk about. Their “Principal” is the employing firm first, not the client.
Meet Ian
I help you spend your wealth (defined as “Money, Energy, Attention and Time”) intentionally, and create proactive tax savings solutions.
The experience that many people know is the advisor who has to sell something to make a quota. Typically they offer “free plans” and well, you’re probably doing the math in your head at this point.
Just because it’s “free” doesn’t mean it’s without cost. I’m not willing to say that those types of advisors can’t be valuable partners, or that their work isn’t meaningful. I believe think there’s a better way…
We can do all the investments, insurance, etc. that’s fine. What I don’t have to do is sell you something you don’t need to satisfy a quota. I get paid for my time, expertise, and most importantly – my ideas.
I typically find 2-10x our fees in tax savings in the first month of working with a client. (I won’t engage a client that I can’t help) Imagine what we can do in a year…
Meet J.Marcel
J. Marcel Louimeus serves as Director of Institutional Retirement and is Founder, Owner, and Managing Principal of EXOS Wealth Strategies. As a Chartered Financial Consultant (ChFC ®), Chartered Retirement Plans Specialist (CRPS®), and an Accredited Investment Fiduciary (AIF®), Marcel has developed expertise in providing corporate fiduciary services and has worked with individual clients in many of the different aspects of financial planning and wealth management.
Marcel is recognized in the industry as an advisor of great influence and professionalism. Because of Marcel’s experience and successful track record with his clients, he has been featured on advisory panels and has participated at industry conferences to share best business practices on maximizing 401 (k) plan performance and employee participation.
Marcel graduated with a B.S. from LeTourneau University where he earned academic scholarships and played collegiate basketball during all four years of his undergrad. He even holds the record for the highest all-time field goal percentage in school history. Marcel completed his postgraduate work at LeTourneau University as well.
Marcel enjoys family movie nights, the culinary arts, doing outdoor activities with his wife and three children, and is an avid fitness enthusiast.
THE BESPOKE EXPERIENCE
What you can expect when you "Get Bespoke"
Accessibility and Communication
More than just a 'Review Meeting' You get quarterly live check-ins, monthly progress reports, and an annual Strategy Session.
Fiduciary Planning
We only work in your best interest.
ELEgant Simplicity
Advanced strategies, Institutional investment management, private client services without the exorbitant price tag.
Transparency
Clarity and transparency to bring you confidence.